SenSage combines asset management solutions with a full range of transactional services, from bonds; equity, mutual funds, and exchange-traded fund (ETF) to a range of Goal-based financial problem solutions which includes education planning, marriage plans, retirement planning. They offer Mutual Fund Investment online, Religare online, Investment advisory, and Portfolio management.
If you are an experienced investor looking for new investment solutions using a platform account or simply a new investor looking to save regularly, SenSage’s online and offline services can provide access to thousands of mutual funds and Shariah-compliant investment solutions too. The company knows what Islamic investors want to invest and where through them because they are themselves, Shariah-compliant investors. This is the reason they recommend Islamic mutual funds, equities, Nifty Shariah EFT, and Gold EFT to reach real-world goals, including growing assets, managing risk, generating income, and providing liquidity. Alongside a discretionary account, we can provide access to an execution-only- facility that brings to bear all the benefits of a private banking platform.
Their dream is to provide solutions for retirement, a child’s education, daughter’s marriage, gold accumulation, and last but not least a dream house. The Shariah Investments include Shariah-compliant Equity Portfolio, Tata ethical fund, Taurus ethical fund, R* shares ShariahBeES, gold accumulations’, Zakat calculations, and Inheritance calculator. Their motto is to make their customers dream and assist them in realizing early financial freedom. SenSage foresee in becoming a preferred Personal Financial Advisor for acquiring affluence before retirement and by delighting their customers.
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The SenSage Investment Process is a five-step process where the SenSage Investment Advisor team of Strategists or an outside professional money manager advises and gives an idea of the different investment steps to the customers. The first step of the SenSage Investment Process includes Investment Profile, where after a customer settles on an advisory program, the customer and the Financial Advisor work together to determine the customer’s investment profile. The next step is Asset Allocation; the profile that is now created will be used to select an appropriate asset allocation model (broad- level investment mix) that best suits the customer’s investment goals, i.e., the amount of time one has to invest and how much risk one is willing to take. The third step is Investment Selection, where one’s investment portfolio is built around one’s chosen asset allocation model. The fourth step includes Portfolio Monitoring, where the Financial Advisor, a SenSage Financial Services team of Strategists, or an outside professional money manager monitors the customer’s portfolio performance. The last and the fifth step is Rebalancing, where, when one’s portfolio is not working the way it should, the portfolio manager will rebalance is based on the recommended asset allocation. However, if the situation has changed the customer and the financial advisor might need to address your investment profile and asset allocation.
Recently, SenSage has come up with “Direct” and “Regular” mutual fund plans anytime anywhere through their website. The “Direct Plans” are meant for (DIY) investors. If one goes through direct plan route he/she will need to have a knowledge about how a mutual fund works, how the share market is doing, evaluate the track record of fund houses and fund managers and most important one should have enough time to devote in researching to invest well. Once one invests in “Regular Plans” through SenSage online, the company undertakes to maintain the customer’s portfolio and monitor it at all times. The person will be able to access his/her portfolio 24×7. The company’s Investment Advisors will track the portfolio on an on-going basis and will send periodic reports or advice on any changes that might be required to achieve one’s Financial Goals.